PERSONAL CHECKING ACCOUNTS

Regular Checking:  A non-interest earning account that offers unlimited check writing.

NOW Checking:  An interest earning account that offers unlimited check writing.

Super NOW:  An account that offers unlimited check writing and interest earnings based on a tiered interest rate structure.

Diamond Checking:  An interest earning account that offers those aged 55 and over unlimited check writing and no per debit charges.

Economy Plus Checking:  An interest earning account that offers unlimited check writing at the low cost of .50 per debit.